From first enquiry to funding.
Five stages, a principal at every one. A clear path from a confidential conversation to capital secured against your Bursa Malaysia–listed shares — with the full position recovered on repayment.
The path at a glance.
Each stage is designed for discretion and pace. Indicative terms arrive within 2–3 business days; the detailed walk-through below sets out exactly what happens, and what we will need from you, at every point.
Confidential enquiry
The high-level details of your position, shared through a secure channel. NDA available, no obligation.
Indicative terms
Indicative LTV, tenor, pricing, recourse, and conventional or Shariah structure within 2–3 business days.
Documentation
Facility, charge, and custody agreements, with Malaysian counsel of your choosing in parallel.
Charge & custody
The lender takes security over the custodian account in which the shares are held. Beneficial ownership preserved.
Funding & stewardship
Capital released on agreed timelines, with a single point of contact throughout.
A quiet first conversation.
Everything begins with a short, confidential message. There is no form to navigate and no obligation — only a direct line to a principal who understands the Malaysian market.
To frame an initial view, we ask for three things: the counter or the company, the approximate size of the position you wish to borrow against, and your objective — the use of proceeds, the tenor you have in mind, or simply the outcome you are trying to reach.
Enquiries are received through a secure channel and read by a senior principal, not a sales desk. A non-disclosure agreement is available on request before you share any detail, and nothing is taken further without your instruction.
- ASecure channel. Encrypted submission, handled directly by a principal.
- BNDA available. A mutual non-disclosure agreement on request, before details are exchanged.
- CNo obligation. The enquiry is exploratory; you commit nothing by starting the conversation.
A structure to react to, in days.
Once we have the shape of the position, we review it and return a preliminary structure — typically within 2 to 3 business days — so you can assess the transaction before anything is committed.
- LTVIndicative loan-to-value. A working advance rate against the position, calibrated to its liquidity and concentration.
- TenorTerm and renewal. An indicative loan term, with rollover where appropriate.
- PriceIndicative pricing. The cost of the facility — interest, or profit under a Shariah structure — framed for the transaction under discussion.
- RecourseRecourse profile. How the facility behaves on default — the basis of recovery against the charged shares.
The terms are shaped by the character of the share itself. Free float, average daily trading value, market capitalisation, volatility, sector, Shariah status, and shareholder concentration all move the numbers, as do any sector foreign-ownership limits that apply to the counter.
These figures are indicative and issued for discussion. They are refined as documentation and due diligence proceed, but they are sufficient to let you decide whether to advance — without cost and without commitment.
Papered properly, with your own counsel.
When the indicative terms are acceptable, the transaction is documented. Three instruments do the work, and your own Malaysian lawyer reviews them alongside us.
- 01Facility agreement. The facility terms — amount, tenor, pricing, servicing, and the events that govern it — conventional or Shariah-compliant.
- 02Share charge. The borrower opens an account with the designated custodian, over which the lender takes security in the listed shares, and the mechanics of its enforcement.
- 03Custody arrangement. Where and how the charged shares are held for the life of the facility.
Malaysian counsel of the borrower's choosing is engaged in parallel from the outset. We expect — and welcome — independent legal review; where it is helpful, we can suggest experienced Kuala Lumpur firms, but the choice remains entirely yours.
In step with the drafting, standard KYC and source-of-funds checks are completed. These are routine for a transaction of this nature and are handled discreetly, with documentation kept to what licensed counterparties genuinely require.
Shares secured, ownership preserved.
With documentation signed, the security is perfected. The borrower opens an account with the designated custodian, over which the lender takes security, where the collateral shares are held.
The borrower opens an account with the designated custodian, over which the lender takes security; the collateral shares sit in that account, with custody appropriate to the structure agreed. The form of the holding governs the mechanics: conventional and Shariah-compliant positions are each handled on their own terms, including where sector foreign-ownership limits apply.
The facility is then run with clear rules for margin and top-up and for corporate actions — dividends, rights, bonus issues, and entitlements — so that there are no surprises over the life of the loan. Throughout, your beneficial ownership is preserved: you remain the economic owner of the position.
- CDSSecurity over the custodian account. The lender takes security over the borrower's account at the designated custodian, in which the collateral shares are held.
- FormConventional · Shariah. Each structure handled on its own terms, including sector foreign-limit cases.
- MarginTop-up mechanics. Clear thresholds and procedures defined in advance.
- ActionsCorporate-action handling. Dividends, rights, and entitlements addressed in the documents.
Capital released — and a relationship that continues.
With the charge in place, capital is released on the agreed timeline. The transaction does not end at funding: a single principal stays with you for the life of the facility.
- 01Capital released. Drawdown on the timeline agreed at documentation.
- 02Single point of contact. One principal who knows your transaction, throughout its term.
- 03Servicing. A clear, predictable schedule for servicing interest or profit on the facility.
- 04Maturity & rollover. Repayment, renewal, or restructuring discussed well ahead of maturity.
For the duration of the loan, the facility is administered quietly and the relationship is held by one person — not passed between desks. The facility is serviced on the agreed terms, and any margin or corporate-action matter is dealt with by someone already familiar with your position.
At maturity you may repay, roll the facility over, or restructure it. On repayment, the full position is recovered — the charge is released and the shares return to you, exactly as they were held when the loan began.
A short list to begin.
Nothing onerous is required to start. As the transaction advances, a small set of items lets us move quickly and precisely.
- 01The position. The counter or company, the CDS holding, and the approximate number of shares.
- 02Your objective. Use of proceeds, the amount you wish to raise, the tenor, and any preference for a Shariah structure.
- 03Holder status. Whether you hold as an individual, family vehicle, or corporate, and any substantial-shareholder status.
- 04KYC documents. Standard identity and entity documentation for the borrower, completed at documentation.
- 05Source of funds. Routine source-of-funds confirmation for the licensed counterparties involved.
- 06Your counsel. The Malaysian lawyer you wish to engage, or a request that we suggest firms.
A note on timing. Indicative terms typically arrive within 2–3 business days. Full execution — documentation, KYC, and taking security over the custodian account in which the shares are held — commonly completes within two to four weeks thereafter, depending on the complexity of the position and any disclosure considerations.
Common questions about the process.
Q1How long does the whole process take?
Q2Do I have to commit anything at the enquiry stage?
Q3Is my enquiry kept confidential?
Q4Can I use my own Malaysian lawyer?
Begin with a single, confidential message.
Share the counter, the approximate size, and your objective. A senior principal will reply — usually within one business day.